FAQs from CarHireExcess.com
What does CarHireExcess.com actually cover?
CarHireExcess.com covers the excess reimbursement charges rental companies apply when a vehicle is damaged, stolen, or vandalised. Specifically, that includes damage to windows, tyres, wheels, headlights, the undercarriage, and the roof, plus fire, theft, and vandalism — up to a maximum of €7,500 per claim.
Who is eligible to buy a policy from CarHireExcess.com?
Policies are available to permanent residents of the Republic of Ireland. Drivers must be aged between 21 and 84. Cover applies to vehicles no more than 10 years old and valued at no more than €70,000. All eligible drivers must be named on the rental agreement.
Is annual cover or daily cover better value?
It depends on how often you hire. European Annual Cover at €49.99 covers unlimited rentals for a full year (each up to 62 days), so if you hire twice or more annually, it's almost certainly the better deal. Daily cover from €2.99 suits occasional, one-off rentals where an annual commitment isn't worth it.
What is Supplemental Liability Insurance (SLI) and do I need it?
Supplemental Liability Insurance (SLI) provides additional liability protection beyond standard excess cover — useful if you want broader protection when driving abroad. CarHireExcess.com offers Worldwide Cover including SLI from €6.99 per day or €139.99 for annual cover, available to IE residents.
Can I add extra drivers to my CarHireExcess.com policy?
Yes — up to five additional drivers are included at no extra cost. The only condition is that each driver is named on the rental agreement when you collect the vehicle. It's a straightforward way to share driving on a group or family trip without paying the fees rental companies typically charge per extra driver.
What is the refund policy if I cancel my policy?
CarHireExcess.com offers a 14-day cooling-off period. Cancel within 14 days — before any trip has started and with no claims filed — and you'll receive a full refund. After that window, a proportionate refund may still apply if your vehicle pickup date hasn't passed and no claim has been made.
How quickly do I receive my policy documents?
Policy documents are delivered by email immediately after purchase. There's no delay — your confirmation and cover details arrive as soon as payment goes through, so you can travel with confidence even if you've booked last-minute.
Does CarHireExcess.com have a loyalty programme?
CarHireExcess.com doesn't run a loyalty programme at the moment. The best ongoing saving for regular hirers is the annual cover option — €49.99 for European Annual Cover or €58.99 for Worldwide Annual Cover — which covers unlimited rentals throughout the year for a single flat fee.
Are there any restrictions on the vehicles covered by a CarHireExcess.com policy?
Yes. Cover applies to vehicles that are no more than 10 years old and valued at no more than €70,000. Vehicles outside these parameters aren't eligible, so it's worth checking the age and value of your hire car before purchasing a policy.
What's the maximum reimbursement I can claim under a CarHireExcess.com policy?
The maximum reimbursement limit is €7,500 per claim. Given that rental company excess charges typically range from €500 to €2,000, this limit comfortably covers the excess on the vast majority of standard hire vehicles.
Save More on Every Rental with CarHireExcess.com
Rental companies can charge an excess of €500 to €2,000 if a car is damaged, stolen, or vandalised — and that figure can catch even experienced travellers off guard. CarHireExcess.com offers straightforward excess reimbursement policies that cover you for a fraction of that cost, whether you're hiring for a long weekend or travelling year-round.
On this vouchercloud page you'll find the best current deals rounded up, including any active car hire excess promo code offers worth applying at checkout.
How to Apply Your CarHireExcess.com Voucher Code
Applying a car hire excess voucher code at checkout takes less than a minute. Here's how to do it:
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Choose your cover type and dates on the CarHireExcess.com website, then proceed to the checkout page.
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Look for the promo or discount code field — it's typically displayed near the order summary or pricing breakdown.
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Type or paste your code into the field labelled 'promo code' or 'discount code' and confirm it.
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Check that the price updates before completing payment — the saving should be reflected in your total.
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If a code isn't working, check the minimum cover period applies, confirm the code is for your region (IE), and note that only one code can be used per policy purchase. Codes may not apply to already-discounted rates.
European and Worldwide Annual Cover — Unlimited Rentals from €49.99
For anyone who hires a car more than once a year, the annual policy is where the real value sits. Rather than paying per day each time, you pay a single flat fee that covers every rental you take within a 12-month period.
European Annual Cover
- €49.99 per year — unlimited rentals across Europe, with each individual rental covered for up to 62 days
Worldwide Annual Cover
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€58.99 per year — extends the same unlimited model to destinations outside Europe
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€139.99 per year including Supplemental Liability Insurance (SLI) — adds SLI protection for broader liability cover, available to IE residents
Each policy covers the excess reimbursement charges that rental companies levy, typically up to €7,500 per claim, so you're protected against the kind of bill that can seriously dent a travel budget. Coverage includes damage to windows, tyres, wheels, headlights, the undercarriage, and the roof, as well as fire, theft, and vandalism.
If you travel regularly, comparing your expected daily cover spend against the annual fee is worth doing before you book — the annual policy often pays for itself within two or three rentals.
Daily Cover from €2.99 — Flexible Protection When You Need It
Not everyone hires a car multiple times a year, and CarHireExcess.com's daily policies are priced accordingly. These are a practical option if you're taking a one-off trip and don't want to commit to an annual fee.
European Daily Cover
- From €2.99 per day (based on 4-day cover) for IE residents
Worldwide Daily Cover
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From €3.99 per day (based on 4-day cover) for IE residents
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From €6.99 per day including SLI for IE residents
The same comprehensive protection applies: excess reimbursement up to €7,500, covering the full range of damage types. Policies are available to permanent residents of the Republic of Ireland aged between 21 and 84, and cover vehicles up to 10 years old valued at no more than €70,000.
If you're only hiring for a few days and want straightforward, low-cost cover, the daily rate is the simplest way to get it. Just select your dates and cover type on the CarHireExcess.com website.
Up to Five Additional Drivers Included Free
One of the more practical perks at CarHireExcess.com is that up to five additional drivers are covered under a single policy at no extra cost. Rental companies often charge a daily fee for each extra driver named on the agreement, so having this included in your excess insurance is a genuine saving for groups, couples, or families sharing the driving.
The only requirement is that each driver is named on the rental agreement, so make sure everyone who plans to drive is listed when you collect the car.
14-Day Cooling-Off Period — Full Refund If Plans Change
CarHireExcess.com offers a 14-day cooling-off period on all policies. If you buy cover and then change your mind, or your trip falls through, you can claim a full refund within 14 days, provided no trip has started and no claim has been made.
After the 14-day window, a proportionate refund may still be available if your vehicle pickup date hasn't passed and no claims have been filed. It's a reassuring policy for anyone booking cover well in advance of their travel date.
Documents are delivered by email immediately after purchase, so there's no waiting around — your policy confirmation arrives as soon as payment is complete.
Get in Touch with CarHireExcess.com
The CarHireExcess.com customer support team is available Monday to Friday if you have questions about your policy, a claim, or your cover options.
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Phone: 014854113
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Hours: Monday to Friday, 9:00am to 5:00pm
You can also reach the team via the contact details listed on the CarHireExcess.com website.