FAQs from Petinsurance.ie
Does Petinsurance.ie offer a discount for multiple pets?
Yes. Petinsurance.ie offers a multi-pet discount of up to 10% when you insure two or more pets on the same policy. It's subject to a minimum premium and applies across all three plan levels: Essential, Premier, and Premier Plus.
Are there interest-free payment plans available at Petinsurance.ie?
Yes. Petinsurance.ie offers interest-free monthly instalment plans, so you can spread your annual premium across the year at no extra cost. The total amount you pay is the same as paying upfront — it's simply a more flexible way to manage the expense.
What is the excess on a Petinsurance.ie policy?
There's a €125 fixed excess per condition per policy year on all plans. If your pet is aged five or older, an additional 15% percentage excess applies to the remaining claim amount after the fixed excess has been deducted.
Is it cheaper to buy a Petinsurance.ie policy online?
Yes. Online bookings and renewals carry a €4.50 fee, compared to €6.00 for policies arranged through the call centre. Completing your quote and purchase on the Petinsurance.ie website directly is the more cost-effective option.
What plans does Petinsurance.ie offer?
Petinsurance.ie has three plan levels: Essential, Premier, and Premier Plus. All include lifetime cover options and access to the 24/7 Pet Careline. Premier and Premier Plus also offer optional travel cover for the UK and EU.
Can I get travel cover for my pet with Petinsurance.ie?
Yes, but only on the Premier and Premier Plus plans. Optional travel cover is available for trips to the UK and EU. It's not included in the Essential plan, so if you travel regularly with your pet, it's worth considering the higher tiers.
What is the 14-day cooling-off period at Petinsurance.ie?
If you cancel your policy within 14 days of taking it out and haven't made any claims, you're entitled to a full refund minus an administration fee. After 14 days, partial refunds are available on annual policies, but monthly instalment payments already collected are not refunded.
Does Petinsurance.ie cover both pedigree and non-pedigree pets?
Yes. Petinsurance.ie provides cover for both pedigree and non-pedigree cats and dogs across all three plan levels, so the breed of your pet doesn't restrict which policy you can take out.
Does Petinsurance.ie pay vets directly?
Yes. Petinsurance.ie offers direct payment to vets, which means you may not need to pay the full bill upfront and wait for reimbursement. It's worth confirming this with your vet and Petinsurance.ie when making a claim, as eligibility may vary.
How do I contact Petinsurance.ie customer service?
The team is available Monday to Friday, 9:00am to 5:00pm. You can reach them by phone on (01) 4854118 or 0818 286 454. For additional contact options, visit the Petinsurance.ie website directly.
Smart Ways to Save on Pet Insurance at Petinsurance.ie
Petinsurance.ie makes it straightforward to protect your cat or dog without overpaying. Between their multi-pet discount, interest-free payment plans, and the choice of three cover levels, there are several genuine ways to keep your premiums manageable. Whether you're insuring one pet or a whole household of them, it pays to know where the savings are before you commit.
On this vouchercloud page you'll find the best current Petinsurance.ie deals rounded up in one place, including any active pet insurance discount codes and pet insurance voucher codes worth grabbing.
How to Apply a Petinsurance.ie Promo Code
Got a code? Here's how to make sure it works at checkout on the Petinsurance.ie website.
Finding the Code Field
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Choose your plan and work through the quote process until you reach the payment or summary screen.
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Look for the promotional or voucher code field on that page and enter your code exactly as it appears, including any capital letters or hyphens.
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Confirm the discount has been applied before you complete your purchase — the updated premium should display clearly on screen.
Things to Check if Your Code Isn't Working
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Check whether a minimum premium applies, whether the code is valid for the plan you've selected, and that only one code is being used, as Petinsurance.ie is unlikely to accept more than one at a time.
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Codes don't typically apply to already-discounted quotes, so if you're already benefiting from the multi-pet discount, a separate promo code may not stack on top.
Save Up to 10% with the Multi-Pet Discount
For households with two or more cats or dogs, this is the most straightforward saving available at Petinsurance.ie. The multi-pet discount gives you up to 10% off your premiums when you insure more than one pet under the same policy, subject to a minimum premium.
It applies across all three plan levels, so you're not forced into a more expensive tier to qualify. For a family with two dogs, or a cat and a dog living under the same roof, that discount adds up meaningfully over the course of a year.
When you're getting a quote on the Petinsurance.ie website, add both pets to the same policy rather than taking out separate policies to make sure the discount is applied.
Spread the Cost with Interest-Free Monthly Instalments
If paying an annual premium upfront feels like a stretch, Petinsurance.ie offers interest-free monthly instalment plans that let you spread the cost across the year at no extra charge. There's no interest added, so the total you pay is the same whether you go monthly or annual — it's purely a cash-flow convenience.
This makes higher-tier plans more accessible if the upfront figure looks daunting, and it's worth factoring in when you're comparing the true cost of cover across different providers.
Select the monthly instalment option during the quote process on the Petinsurance.ie website to set this up from the start.
Book Online and Pay Less in Fees
This one's easy to miss but worth knowing. Petinsurance.ie charges a €4.50 fee for online bookings and renewals, compared to €6.00 for bookings made through the call centre. That's a €1.50 saving just for completing your policy online rather than over the phone.
It's a small amount, but it's a straightforward saving that costs you nothing extra in time or effort. The online quote process is quick and the three plan options are clearly laid out.
Head to the Petinsurance.ie website directly to get your quote and complete your policy online to keep that fee as low as possible.
Understanding the 14-Day Cooling-Off Period
If you take out a policy and change your mind, Petinsurance.ie offers a 14-day cooling-off period. Cancel within those 14 days, provided no claims have been made, and you'll receive a full refund minus an administration fee.
After the 14-day window, partial refunds are available on annual policies. It's worth being aware that if you're on a monthly instalment plan and you cancel, collections stop but prior payments are not refunded.
Knowing this before you commit means you can take out a policy with confidence, particularly if you're switching from another provider and want a short overlap period.
What's Covered: Choosing the Right Plan
Choosing the right plan level is one of the best ways to avoid paying for cover you don't need. Petinsurance.ie offers three tiers, each designed for different budgets and requirements.
Essential
Entry-level cover designed for straightforward veterinary needs. A practical starting point for pet owners looking for reliable protection at a lower premium.
Premier
Mid-range cover that steps up the level of protection, with optional travel cover available for the UK and EU. A good fit for pet owners who want broader peace of mind.
Premier Plus
The most comprehensive option, also with optional travel cover for the UK and EU. Suited to those who want the fullest level of protection available.
All plans come with lifetime cover options and access to the 24/7 Pet Careline, which is a genuine added-value benefit, particularly useful at odd hours when you're not sure whether a vet visit is necessary.
One cost to factor in regardless of plan: there's a €125 fixed excess per condition per policy year. If your pet is aged five or older, an additional 15% percentage excess applies to the remaining claim amount after the fixed excess. Knowing this upfront helps you budget accurately and choose the right level of cover.
Get a quote for each plan level on the Petinsurance.ie website to compare the premiums side by side before deciding.
Get in Touch with Petinsurance.ie
The Petinsurance.ie customer service team is available if you have questions about your policy, a claim, or your cover options.
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Phone: (01) 4854118 or 0818 286 454
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Hours: Monday to Friday, 9:00am to 5:00pm
For all contact options, including written enquiries, visit the Petinsurance.ie website directly.