Ends 3 September
Ends 6 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
Ends 3 September
FAQs from Sumup
What is the Payments Plus free trial and who can use it?
New Payments Plus subscribers get 7 days free to try the plan before paying anything. During the trial, you get access to the reduced transaction fee of 0.95% (down from 1.69%) and priority support. It's available to anyone signing up to Payments Plus for the first time through the SumUp website.
Does SumUp charge monthly fees or require a contract?
No. SumUp operates on a pay-as-you-go model with no contracts and no mandatory monthly fees. The Payments Plus subscription is optional — it costs €19/month or €189/year and reduces your transaction fee, but the standard plan has no recurring charge.
What cards does SumUp accept?
SumUp card readers accept a wide range of payment methods, including:
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Visa and V Pay
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Mastercard and Maestro
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American Express
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Discover and Diners Club
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UnionPay
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Google Pay, Apple Pay, and Samsung Pay
What is SumUp's refund policy?
SumUp offers a 30-day money-back guarantee on hardware, starting from the date of delivery. If you're not happy with your purchase, you can return it within that window. Check the SumUp website for full details on how to initiate a return.
Is shipping free on SumUp hardware orders?
Yes. SumUp ships all hardware — including card readers — for free, with no minimum order value required. There's no threshold to hit, so free delivery applies regardless of what you order.
What is the SumUp Business Account and what does it include?
The SumUp Business Account is a dedicated account for merchants that includes next-day payouts by 7am — even on weekends and bank holidays. It also comes with a Business Mastercard that includes 3 free ATM withdrawals per month across the eurozone.
Who is SumUp designed for?
SumUp is built for small and micro businesses — sole traders, market sellers, pop-up shops, cafés, and similar community-based operations. Its pay-as-you-go structure suits businesses that want to accept card payments without committing to expensive contracts or monthly fees.
Does SumUp have a loyalty programme for businesses?
Yes. SumUp Local is a free loyalty tool available to SumUp merchants through the dashboard. It lets you set up a points or stamps system for customer visits or spend, and send automated push notifications when rewards are ready to claim. There's no cost to join or run it.
Can I use a sumup discount code on any product?
Promo codes for SumUp typically apply to specific products or plans — such as hardware or a subscription — rather than everything on the site. Always check the terms of your SumUp coupon before checkout to confirm which items are eligible and whether a minimum spend applies.
Does SumUp offer any environmental initiatives?
Yes. SumUp pledges 1% of net revenue from every Solo card reader sold to environmental initiatives. It's a small but concrete commitment built into the product itself, so every Solo reader purchase contributes directly to that fund.
Smart Ways to Pay Less With SumUp in Ireland
SumUp is built around the idea that small businesses shouldn't have to pay over the odds just to accept card payments. Between its pay-as-you-go model, subscription savings, and cashback perks, there are several genuine ways to reduce what you spend — whether you're a sole trader taking your first payment or a growing business processing thousands a month.
On this vouchercloud page, you'll find the best current SumUp deals rounded up in one place, including any available sumup discount code offers and promotions worth knowing about.
How to Apply a SumUp Promo Code at Checkout
Got a SumUp voucher code? Here's how to use it when purchasing hardware or a plan through the SumUp website.
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Add your chosen product — such as a card reader or Payments Plus plan — to your basket on the SumUp website.
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Proceed to the checkout page and look for the field labelled 'promo code' or 'voucher code'.
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Type or paste your code into the field exactly as shown, as codes are case-sensitive.
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Click the button to apply the code and check that the discount appears in your order summary before completing payment.
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If the code isn't working, double-check the minimum spend requirement, confirm the product in your basket is eligible, and make sure only one code is being applied. SumUp's checkout accepts one code per order, and codes cannot be used alongside sale pricing unless the terms explicitly say so.
Save Up to 44% on Transaction Fees With Payments Plus
The Payments Plus subscription is where the most significant ongoing saving lives. Without a plan, SumUp charges 1.69% per transaction on domestic debit and credit cards. With Payments Plus, that drops to 0.95% — a reduction of nearly half, which adds up fast if you're taking payments every day. Think of it like the difference between paying full price for your morning coffee versus having a loyalty card that quietly trims the cost each time.
Annual vs Monthly Billing
The plan costs €19/month, or €189/year if you pay annually. That annual option saves you 17% compared to monthly billing straight away, so it's worth considering if you're confident you'll use the plan long-term.
The 7-Day Free Trial
Not sure it's right for you? New subscribers get a 7-day free trial, which gives you access to the lower transaction fee and priority support before spending anything. It's a practical way to see whether the fee reduction justifies the subscription cost for your specific volume. To get started, head to the SumUp website and sign up for the Payments Plus free trial from your account dashboard.
Earn Up to 5% Cashback With the Personal SumUp Card
The personal SumUp card comes with a tiered cashback structure that rewards everyday spending:
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5% cashback at participating SumUp businesses
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2% cashback at supermarkets
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0.5% cashback everywhere else
This is available to personal account holders and works automatically when you pay with the card. No voucher codes or manual claims required. The 5% rate at participating SumUp businesses is particularly strong, and if you regularly shop at local traders who use SumUp, it's a straightforward way to earn back on spending you'd be doing anyway.
Sign up for a personal SumUp account through the SumUp website to get the card and start earning cashback on your next purchase.
Zero Transaction Fees on In-Person Payments With Your SumUp Card
For merchants who also hold a personal SumUp account, in-person payments made using the personal SumUp card attract a 0% transaction fee. That's a meaningful perk if you're on both sides of the SumUp network, running a business that accepts payments and using the personal card to spend.
This applies to all merchants and personal account holders, with no subscription needed to access it. It sits neatly alongside the pay-as-you-go model that makes SumUp appealing in the first place: no contracts, no monthly fees, just a lower cost per transaction where it counts.
Check your SumUp dashboard to confirm your personal account is active and your card is set up correctly.
Tap to Pay: €0 Activation, €0 Monthly Fees
SumUp's Tap to Pay feature turns a compatible iPhone or Android smartphone into a contactless card terminal, with no hardware to buy, €0 to activate, and €0 in monthly fees. For businesses that want a lightweight, low-commitment way to start accepting payments, it removes the upfront cost entirely.
Standard transaction fees apply when you use Tap to Pay, but the absence of any setup or subscription cost makes it one of the most accessible entry points into card payments for new or occasional traders.
Activate Tap to Pay directly from the SumUp app on your compatible device — it takes just a few minutes to get going.
Bespoke Pricing for High-Volume Businesses
If your business processes more than €10,000 per month or €35,000 per year, SumUp offers tailored fee structures and a custom setup to match your scale. The standard transaction rates are designed for smaller volumes, so high-volume merchants can negotiate terms that reflect the size of their operation.
This isn't a self-serve option — it requires getting in touch with SumUp's sales team directly. A callback is available for sales enquiries through the SumUp website, so it's worth reaching out if your monthly figures are approaching those thresholds.
Free Shipping and a 30-Day Money-Back Guarantee
All hardware ordered through the SumUp website — including card readers like the Solo card reader — ships for free. There's no minimum spend to qualify and no threshold to hit. If you change your mind after delivery, SumUp's 30-day money-back guarantee gives you a full month to return the product from the date it arrives.
That combination of free delivery and a generous return window means there's very little financial risk in trying SumUp hardware for the first time, which is a reassuring detail for anyone buying a card reader without having handled one before.
How to Get in Touch With SumUp
SumUp offers a few ways to get support depending on your query:
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Live chat: available 7 days a week through the SumUp website — the quickest route for most questions
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Priority support: 24/7 access for Payments Plus subscribers, including outside standard hours
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Cash Advance enquiries: contact the dedicated team by email at [email protected]
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Sales callback: request a callback through the SumUp website if you want to discuss high-volume pricing or a custom setup